https://caravelpartners.africa/wp-content/uploads/2024/11/WEBINAR-DECK.pdf Recently Ben Carter of Caravel Partners (Zambia) Ltd. presented the 'World Investor Week' SEC webinar. Here is the presentation given.

At Caravel Partners, an Acceptance Letter is issued to a new client for signature. It confirms that the investor has received and read, and is happy with, a recommended investment product or asset; that he or she has been shown or had explained the main terms and conditions of that specific product or asset, including […]

Here for investors is the sales process with you from our perspective. There aren’t any sinister secrets disclosed (there aren’t any at all), but it may help you as an investor to understand your interaction with us from the point of view of the Advisor. 1 – the Fact Find and Building Rapport The first […]

An emergency fund is a cash reserve that’s specifically set aside for unplanned expenses or financial emergencies. Some common emergency examples include unemployment, car repairs, home repairs or medical bills. In general, emergency savings can be used for large or small unplanned bills or payments that are not part of your routine monthly expenses and […]

A Fact Find is a document recording information about a client, his/her finances and present and future needs that investment firms must acquire before providing anyone with advice or managing their portfolios. It is also called a ‘Client Profile’. A fact find is a set of questions asked by a financial professional to learn about […]

Income protection insurance can provide you with a portion of your regular income if you are unable to work for an extended period due to injury or illness. Unlike life insurance, which pays a lump sum upon your death or being diagnosed with terminal illness, income protection insurance is all about providing a regular income […]

Everything costs money and that includes your offshore regular savings plan. Most regular savings products are charged generically the same, but the specific charges are dressed up differently so it becomes almost impossible to compare one plan to another. And remember, you cannot depend on the product's illustration system to show you which one - […]

The S&P 500:   The Standard & Poor's 500 Index, commonly known as the S&P 500, is an index with 500 of the top companies in the U.S. Stocks chosen by market capitalization. The S&P 500 Index is weighted by market cap. The constituent committee also considers other factors, including liquidity, public float, sector classification, financial viability, and trading […]

The reasons we buy life insurance will be different for everyone, but the decision to buy life insurance is about providing financial security for those you leave behind. The purpose of life insurance is to pay a lump sum benefit after you die which could cover your family’s ongoing expenses including children’s education and other […]

Critical illness cover supports you financially if you’re diagnosed with one of the conditions included in the policy. The one-off payment helps pay for your treatment, pay off bank loans and other debts. The point is that life insurance pays out when you’re dead – but with modern medicine, very often you DON’T die from […]